Mcminn County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $211,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,470 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $211,800 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 3.93× |
| Median household income | $61,470 |
| Median home value ÷ income | 3.4× |
| Population | 54,884 |
| Median property tax paid (owners) | $748 |
| Effective property tax rate (approx.) | 0.35% |
| Owner-occupied homes | 75.8% |
| Home value rank in Tennessee | 42 of 95 counties |
| Neighbor: Bradley County, TN | limit $832,750; median home $261,900 |
| Neighbor: Loudon County, TN | limit $832,750; median home $348,000 |
| Neighbor: Meigs County, TN | limit $832,750; median home $180,000 |
| Neighbor: Monroe County, TN | limit $832,750; median home $227,500 |
| Neighbor: Polk County, TN | limit $832,750; median home $169,900 |
| Neighbor: Roane County, TN | limit $832,750; median home $232,900 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Mcminn County's median home value is 26% below the state median of $286,700 (rank 42 of 95). Among its 6 neighboring counties, Loudon County has the highest median home value ($348,000) and Polk County the lowest ($169,900); all share the same loan limit. Owners pay a median $748 a year in property tax, an effective rate of about 0.35% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.