Mclean County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $227,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,583 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $227,100 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 3.67× |
| Median household income | $83,583 |
| Median home value ÷ income | 2.7× |
| Population | 9,823 |
| Median property tax paid (owners) | $1,724 |
| Effective property tax rate (approx.) | 0.76% |
| Owner-occupied homes | 84.2% |
| Home value rank in North Dakota | 12 of 53 counties |
| Neighbor: Burleigh County, ND | limit $832,750; median home $324,000 |
| Neighbor: Dunn County, ND | limit $832,750; median home $275,000 |
| Neighbor: Mchenry County, ND | limit $832,750; median home $151,000 |
| Neighbor: Mercer County, ND | limit $832,750; median home $198,500 |
| Neighbor: Mountrail County, ND | limit $832,750; median home $232,700 |
| Neighbor: Oliver County, ND | limit $832,750; median home $215,700 |
| Neighbor: Sheridan County, ND | limit $832,750; median home $110,300 |
| Neighbor: Ward County, ND | limit $832,750; median home $267,100 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mclean County's median home value is 9% below the state median of $249,900 (rank 12 of 53). Among its 8 neighboring counties, Burleigh County has the highest median home value ($324,000) and Sheridan County the lowest ($110,300); all share the same loan limit. Owners pay a median $1,724 a year in property tax, an effective rate of about 0.76% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mckinley County, NM
- 2026 conforming loan limit: Mclean County, IL
- 2026 conforming loan limit: Mclean County, KY
- 2026 conforming loan limit: Mclennan County, TX
- 2026 conforming loan limit: Mcleod County, MN
- 2026 conforming loan limit: Mcminn County, TN
- 2026 conforming loan limit: Mcmullen County, TX
- 2026 conforming loan limit: Mcnairy County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.