Mcpherson County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 9.7 times the county's median home value of $85,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,906 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $85,600 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 9.73× |
| Median household income | $66,906 |
| Median home value ÷ income | 1.3× |
| Population | 2,145 |
| Median property tax paid (owners) | $1,323 |
| Effective property tax rate (approx.) | 1.55% |
| Owner-occupied homes | 81.3% |
| Home value rank in South Dakota | 61 of 66 counties |
| Neighbor: Dickey County, ND | limit $832,750; median home $162,400 |
| Neighbor: Mcintosh County, ND | limit $832,750; median home $84,200 |
| Neighbor: Brown County, SD | limit $832,750; median home $221,100 |
| Neighbor: Campbell County, SD | limit $832,750; median home $115,900 |
| Neighbor: Edmunds County, SD | limit $832,750; median home $163,300 |
| Neighbor: Walworth County, SD | limit $832,750; median home $136,600 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mcpherson County's median home value is 67% below the state median of $257,400 (rank 61 of 66). Among its 6 neighboring counties, Brown County has the highest median home value ($221,100) and Mcintosh County the lowest ($84,200); all share the same loan limit. Owners pay a median $1,323 a year in property tax, an effective rate of about 1.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mcnairy County, TN
- 2026 conforming loan limit: Mcpherson County, KS
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- 2026 conforming loan limit: Meade County, KS
- 2026 conforming loan limit: Meade County, KY
- 2026 conforming loan limit: Meade County, SD
- 2026 conforming loan limit: Meagher County, MT
- 2026 conforming loan limit: Mecklenburg County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.