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2026 conforming loan limit: Meade County, SD

Quick answer

Meade County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $310,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,790 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$310,900
South Dakota median home value$257,400
Limit ÷ median home value2.68×
Median household income$74,790
Median home value ÷ income4.2×
Population30,546
Median property tax paid (owners)$3,129
Effective property tax rate (approx.)1.01%
Owner-occupied homes72.9%
Home value rank in South Dakota4 of 66 counties
Neighbor: Butte County, SDlimit $832,750; median home $244,600
Neighbor: Haakon County, SDlimit $832,750; median home $164,200
Neighbor: Lawrence County, SDlimit $832,750; median home $346,500
Neighbor: Pennington County, SDlimit $832,750; median home $302,200
Neighbor: Perkins County, SDlimit $832,750; median home $114,600
Neighbor: Ziebach County, SDlimit $832,750; median home $99,600

Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Meade County's median home value is 21% above the state median of $257,400 (rank 4 of 66). Among its 6 neighboring counties, Lawrence County has the highest median home value ($346,500) and Ziebach County the lowest ($99,600); all share the same loan limit. Owners pay a median $3,129 a year in property tax, an effective rate of about 1.01% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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