Latah County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 2.3 times the county's median home value of $368,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,424 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $368,600 |
| Idaho median home value | $418,600 |
| Limit ÷ median home value | 2.26× |
| Median household income | $65,424 |
| Median home value ÷ income | 5.6× |
| Population | 41,049 |
| Median property tax paid (owners) | $2,368 |
| Effective property tax rate (approx.) | 0.64% |
| Owner-occupied homes | 58.7% |
| Home value rank in Idaho | 17 of 44 counties |
| Neighbor: Benewah County, ID | limit $832,750; median home $293,500 |
| Neighbor: Clearwater County, ID | limit $832,750; median home $268,200 |
| Neighbor: Nez Perce County, ID | limit $832,750; median home $334,700 |
| Neighbor: Shoshone County, ID | limit $832,750; median home $267,400 |
| Neighbor: Whitman County, WA | limit $832,750; median home $359,600 |
Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Latah County's median home value is 12% below the state median of $418,600 (rank 17 of 44). Among its 5 neighboring counties, Whitman County has the highest median home value ($359,600) and Shoshone County the lowest ($267,400); all share the same loan limit. Owners pay a median $2,368 a year in property tax, an effective rate of about 0.64% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Las Piedras Municipio, PR
- 2026 conforming loan limit: Lasalle County, IL
- 2026 conforming loan limit: Lassen County, CA
- 2026 conforming loan limit: Latimer County, OK
- 2026 conforming loan limit: Lauderdale County, AL
- 2026 conforming loan limit: Lauderdale County, MS
- 2026 conforming loan limit: Lauderdale County, TN
- 2026 conforming loan limit: Laurel County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.