Lauderdale County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,879 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $143,200 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 5.82× |
| Median household income | $49,879 |
| Median home value ÷ income | 2.9× |
| Population | 24,784 |
| Median property tax paid (owners) | $844 |
| Effective property tax rate (approx.) | 0.59% |
| Owner-occupied homes | 64.4% |
| Home value rank in Tennessee | 85 of 95 counties |
| Neighbor: Mississippi County, AR | limit $832,750; median home $122,500 |
| Neighbor: Crockett County, TN | limit $832,750; median home $158,900 |
| Neighbor: Dyer County, TN | limit $832,750; median home $166,400 |
| Neighbor: Haywood County, TN | limit $832,750; median home $152,400 |
| Neighbor: Tipton County, TN | limit $832,750; median home $240,600 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Lauderdale County's median home value is 50% below the state median of $286,700 (rank 85 of 95). Among its 5 neighboring counties, Tipton County has the highest median home value ($240,600) and Mississippi County the lowest ($122,500); all share the same loan limit. Owners pay a median $844 a year in property tax, an effective rate of about 0.59% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Latimer County, OK
- 2026 conforming loan limit: Lauderdale County, AL
- 2026 conforming loan limit: Lauderdale County, MS
- 2026 conforming loan limit: Laurel County, KY
- 2026 conforming loan limit: Laurens County, GA
- 2026 conforming loan limit: Laurens County, SC
- 2026 conforming loan limit: Lavaca County, TX
- 2026 conforming loan limit: Lawrence County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.