Laurel County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,771 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $159,500 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 5.22× |
| Median household income | $57,771 |
| Median home value ÷ income | 2.8× |
| Population | 62,983 |
| Median property tax paid (owners) | $906 |
| Effective property tax rate (approx.) | 0.57% |
| Owner-occupied homes | 71.6% |
| Home value rank in Kentucky | 57 of 120 counties |
| Neighbor: Clay County, KY | limit $832,750; median home $90,700 |
| Neighbor: Jackson County, KY | limit $832,750; median home $111,500 |
| Neighbor: Knox County, KY | limit $832,750; median home $118,700 |
| Neighbor: Mccreary County, KY | limit $832,750; median home $85,300 |
| Neighbor: Pulaski County, KY | limit $832,750; median home $166,900 |
| Neighbor: Rockcastle County, KY | limit $832,750; median home $123,600 |
| Neighbor: Whitley County, KY | limit $832,750; median home $131,800 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Laurel County's median home value is 22% below the state median of $205,600 (rank 57 of 120). Among its 7 neighboring counties, Pulaski County has the highest median home value ($166,900) and Mccreary County the lowest ($85,300); all share the same loan limit. Owners pay a median $906 a year in property tax, an effective rate of about 0.57% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Laurens County, SC
- 2026 conforming loan limit: Lavaca County, TX
- 2026 conforming loan limit: Lawrence County, AL
- 2026 conforming loan limit: Lawrence County, AR
Last updated 2026-10-16. Data only, not financial or tax advice.