Lauderdale County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 6.2 times the county's median home value of $133,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,817 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $133,300 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 6.25× |
| Median household income | $50,817 |
| Median home value ÷ income | 2.6× |
| Population | 71,504 |
| Median property tax paid (owners) | $1,228 |
| Effective property tax rate (approx.) | 0.92% |
| Owner-occupied homes | 65.1% |
| Home value rank in Mississippi | 29 of 82 counties |
| Neighbor: Choctaw County, AL | limit $832,750; median home $123,400 |
| Neighbor: Sumter County, AL | limit $832,750; median home $82,600 |
| Neighbor: Clarke County, MS | limit $832,750; median home $118,100 |
| Neighbor: Jasper County, MS | limit $832,750; median home $107,100 |
| Neighbor: Kemper County, MS | limit $832,750; median home $99,600 |
| Neighbor: Neshoba County, MS | limit $832,750; median home $100,000 |
| Neighbor: Newton County, MS | limit $832,750; median home $106,300 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lauderdale County's median home value is 21% below the state median of $169,800 (rank 29 of 82). Among its 7 neighboring counties, Choctaw County has the highest median home value ($123,400) and Sumter County the lowest ($82,600); all share the same loan limit. Owners pay a median $1,228 a year in property tax, an effective rate of about 0.92% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Latah County, ID
- 2026 conforming loan limit: Latimer County, OK
- 2026 conforming loan limit: Lauderdale County, AL
- 2026 conforming loan limit: Lauderdale County, TN
- 2026 conforming loan limit: Laurel County, KY
- 2026 conforming loan limit: Laurens County, GA
- 2026 conforming loan limit: Laurens County, SC
- 2026 conforming loan limit: Lavaca County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.