🇺🇸 US

2026 conforming loan limit: Las Piedras Municipio, PR

Quick answer

Las Piedras Municipio, Puerto Rico has a 2026 one-unit conforming loan limit of $832,750, which is 6.5 times the county's median home value of $127,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $25,232 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$127,500
Puerto Rico median home value$131,500
Limit ÷ median home value6.53×
Median household income$25,232
Median home value ÷ income5.1×
Population34,951
Median property tax paid (owners)$448
Effective property tax rate (approx.)0.35%
Owner-occupied homes74.1%
Home value rank in Puerto Rico23 of 78 counties
Neighbor: Canovanas Municipio, PRlimit $832,750; median home $118,600
Neighbor: Humacao Municipio, PRlimit $832,750; median home $120,100
Neighbor: Juncos Municipio, PRlimit $832,750; median home $120,100
Neighbor: Naguabo Municipio, PRlimit $832,750; median home $105,500
Neighbor: Rio Grande Municipio, PRlimit $832,750; median home $131,600
Neighbor: San Lorenzo Municipio, PRlimit $832,750; median home $113,900
Neighbor: Yabucoa Municipio, PRlimit $832,750; median home $97,800

Across Puerto Rico's 78 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Las Piedras Municipio's median home value is 3% below the state median of $131,500 (rank 23 of 78). Among its 7 neighboring counties, Rio Grande Municipio has the highest median home value ($131,600) and Yabucoa Municipio the lowest ($97,800); all share the same loan limit. Owners pay a median $448 a year in property tax, an effective rate of about 0.35% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.