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2026 conforming loan limit: Knox County, ME

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Knox County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $324,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,096 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$324,900
Maine median home value$296,600
Limit ÷ median home value2.56×
Median household income$74,096
Median home value ÷ income4.4×
Population41,003
Median property tax paid (owners)$3,786
Effective property tax rate (approx.)1.17%
Owner-occupied homes78.7%
Home value rank in Maine5 of 16 counties
Neighbor: Hancock County, MElimit $832,750; median home $310,400
Neighbor: Lincoln County, MElimit $832,750; median home $332,700
Neighbor: Waldo County, MElimit $832,750; median home $257,700

Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Knox County's median home value is 10% above the state median of $296,600 (rank 5 of 16). Among its 3 neighboring counties, Lincoln County has the highest median home value ($332,700) and Waldo County the lowest ($257,700); all share the same loan limit. Owners pay a median $3,786 a year in property tax, an effective rate of about 1.17% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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