Knox County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $118,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $32,527 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $118,700 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 7.02× |
| Median household income | $32,527 |
| Median home value ÷ income | 3.6× |
| Population | 29,865 |
| Median property tax paid (owners) | $779 |
| Effective property tax rate (approx.) | 0.66% |
| Owner-occupied homes | 65.3% |
| Home value rank in Kentucky | 92 of 120 counties |
| Neighbor: Bell County, KY | limit $832,750; median home $89,000 |
| Neighbor: Clay County, KY | limit $832,750; median home $90,700 |
| Neighbor: Laurel County, KY | limit $832,750; median home $159,500 |
| Neighbor: Whitley County, KY | limit $832,750; median home $131,800 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Knox County's median home value is 42% below the state median of $205,600 (rank 92 of 120). Among its 4 neighboring counties, Laurel County has the highest median home value ($159,500) and Bell County the lowest ($89,000); all share the same loan limit. Owners pay a median $779 a year in property tax, an effective rate of about 0.66% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Knott County, KY
- 2026 conforming loan limit: Knox County, IL
- 2026 conforming loan limit: Knox County, IN
- 2026 conforming loan limit: Knox County, ME
- 2026 conforming loan limit: Knox County, MO
- 2026 conforming loan limit: Knox County, NE
- 2026 conforming loan limit: Knox County, OH
- 2026 conforming loan limit: Knox County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.