Knox County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $320,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,222 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $320,900 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 2.60× |
| Median household income | $74,222 |
| Median home value ÷ income | 4.3× |
| Population | 494,148 |
| Median property tax paid (owners) | $1,367 |
| Effective property tax rate (approx.) | 0.43% |
| Owner-occupied homes | 65.2% |
| Home value rank in Tennessee | 12 of 95 counties |
| Neighbor: Anderson County, TN | limit $832,750; median home $239,400 |
| Neighbor: Blount County, TN | limit $832,750; median home $320,500 |
| Neighbor: Grainger County, TN | limit $832,750; median home $189,200 |
| Neighbor: Jefferson County, TN | limit $832,750; median home $229,300 |
| Neighbor: Loudon County, TN | limit $832,750; median home $348,000 |
| Neighbor: Roane County, TN | limit $832,750; median home $232,900 |
| Neighbor: Sevier County, TN | limit $832,750; median home $299,000 |
| Neighbor: Union County, TN | limit $832,750; median home $204,000 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Knox County's median home value is 12% above the state median of $286,700 (rank 12 of 95). Among its 8 neighboring counties, Loudon County has the highest median home value ($348,000) and Grainger County the lowest ($189,200); all share the same loan limit. Owners pay a median $1,367 a year in property tax, an effective rate of about 0.43% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.