Kodiak Island Borough, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 3.0 times the county's median home value of $412,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $86,250 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $412,300 |
| Alaska median home value | $352,900 |
| Limit ÷ median home value | 3.03× |
| Median household income | $86,250 |
| Median home value ÷ income | 4.8× |
| Population | 12,771 |
| Median property tax paid (owners) | $3,569 |
| Effective property tax rate (approx.) | 0.87% |
| Owner-occupied homes | 61.1% |
| Home value rank in Alaska | 5 of 30 counties |
| Neighbor: Kenai Peninsula Borough, AK | limit $1,249,125; median home $323,200 |
| Neighbor: Lake And Peninsula Borough, AK | limit $1,249,125; median home $237,500 |
Across Alaska's 30 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. Kodiak Island Borough's median home value is 17% above the state median of $352,900 (rank 5 of 30). Among its 2 neighboring counties, Kenai Peninsula Borough has the highest median home value ($323,200) and Lake And Peninsula Borough the lowest ($237,500); all share the same loan limit. Owners pay a median $3,569 a year in property tax, an effective rate of about 0.87% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.