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2026 conforming loan limit: Kossuth County, IA

Quick answer

Kossuth County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $148,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,697 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$148,300
Iowa median home value$208,000
Limit ÷ median home value5.62×
Median household income$67,697
Median home value ÷ income2.2×
Population14,516
Median property tax paid (owners)$1,490
Effective property tax rate (approx.)1.00%
Owner-occupied homes78.6%
Home value rank in Iowa66 of 99 counties
Neighbor: Emmet County, IAlimit $832,750; median home $114,100
Neighbor: Hancock County, IAlimit $832,750; median home $141,400
Neighbor: Humboldt County, IAlimit $832,750; median home $155,800
Neighbor: Palo Alto County, IAlimit $832,750; median home $123,200
Neighbor: Pocahontas County, IAlimit $832,750; median home $98,100
Neighbor: Winnebago County, IAlimit $832,750; median home $135,000
Neighbor: Wright County, IAlimit $832,750; median home $119,600
Neighbor: Faribault County, MNlimit $832,750; median home $135,300

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kossuth County's median home value is 29% below the state median of $208,000 (rank 66 of 99). Among its 8 neighboring counties, Humboldt County has the highest median home value ($155,800) and Pocahontas County the lowest ($98,100); all share the same loan limit. Owners pay a median $1,490 a year in property tax, an effective rate of about 1.00% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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