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2026 conforming loan limit: La Crosse County, WI

Quick answer

La Crosse County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $257,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,013 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$257,000
Wisconsin median home value$266,500
Limit ÷ median home value3.24×
Median household income$73,013
Median home value ÷ income3.5×
Population120,488
Median property tax paid (owners)$3,947
Effective property tax rate (approx.)1.54%
Owner-occupied homes62.2%
Home value rank in Wisconsin21 of 72 counties
Neighbor: Houston County, MNlimit $832,750; median home $239,000
Neighbor: Winona County, MNlimit $832,750; median home $235,400
Neighbor: Jackson County, WIlimit $832,750; median home $196,100
Neighbor: Monroe County, WIlimit $832,750; median home $210,000
Neighbor: Trempealeau County, WIlimit $832,750; median home $216,700
Neighbor: Vernon County, WIlimit $832,750; median home $223,800

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. La Crosse County's median home value is 4% below the state median of $266,500 (rank 21 of 72). Among its 6 neighboring counties, Houston County has the highest median home value ($239,000) and Jackson County the lowest ($196,100); all share the same loan limit. Owners pay a median $3,947 a year in property tax, an effective rate of about 1.54% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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