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2026 conforming loan limit: La Paz County, AZ

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La Paz County, Arizona has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $135,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,478 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$135,800
Arizona median home value$394,500
Limit ÷ median home value6.13×
Median household income$49,478
Median home value ÷ income2.7×
Population16,664
Median property tax paid (owners)$873
Effective property tax rate (approx.)0.64%
Owner-occupied homes72.1%
Home value rank in Arizona14 of 15 counties
Neighbor: Maricopa County, AZlimit $832,750; median home $452,800
Neighbor: Mohave County, AZlimit $832,750; median home $281,000
Neighbor: Yavapai County, AZlimit $832,750; median home $425,200
Neighbor: Yuma County, AZlimit $832,750; median home $217,800
Neighbor: Imperial County, CAlimit $832,750; median home $309,600
Neighbor: Riverside County, CAlimit $832,750; median home $557,300
Neighbor: San Bernardino County, CAlimit $832,750; median home $505,000

Across Arizona's 15 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. La Paz County's median home value is 66% below the state median of $394,500 (rank 14 of 15). Among its 7 neighboring counties, Riverside County has the highest median home value ($557,300) and Yuma County the lowest ($217,800); all share the same loan limit. Owners pay a median $873 a year in property tax, an effective rate of about 0.64% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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