Kiowa County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $161,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,618 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $161,500 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 5.16× |
| Median household income | $58,618 |
| Median home value ÷ income | 2.8× |
| Population | 1,376 |
| Median property tax paid (owners) | $939 |
| Effective property tax rate (approx.) | 0.58% |
| Owner-occupied homes | 68.7% |
| Home value rank in Colorado | 59 of 64 counties |
| Neighbor: Bent County, CO | limit $832,750; median home $146,900 |
| Neighbor: Cheyenne County, CO | limit $832,750; median home $187,500 |
| Neighbor: Crowley County, CO | limit $832,750; median home $116,200 |
| Neighbor: Lincoln County, CO | limit $832,750; median home $246,500 |
| Neighbor: Otero County, CO | limit $832,750; median home $168,900 |
| Neighbor: Prowers County, CO | limit $832,750; median home $160,600 |
| Neighbor: Greeley County, KS | limit $832,750; median home $115,200 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Kiowa County's median home value is 70% below the state median of $539,400 (rank 59 of 64). Among its 7 neighboring counties, Lincoln County has the highest median home value ($246,500) and Greeley County the lowest ($115,200); all share the same loan limit. Owners pay a median $939 a year in property tax, an effective rate of about 0.58% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kings County, NY
- 2026 conforming loan limit: Kingsbury County, SD
- 2026 conforming loan limit: Kinney County, TX
- 2026 conforming loan limit: Kiowa County, KS
- 2026 conforming loan limit: Kiowa County, OK
- 2026 conforming loan limit: Kit Carson County, CO
- 2026 conforming loan limit: Kitsap County, WA
- 2026 conforming loan limit: Kittitas County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.