Kingsbury County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $169,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,000 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $169,500 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 4.91× |
| Median household income | $74,000 |
| Median home value ÷ income | 2.3× |
| Population | 5,244 |
| Median property tax paid (owners) | $1,704 |
| Effective property tax rate (approx.) | 1.01% |
| Owner-occupied homes | 82.1% |
| Home value rank in South Dakota | 32 of 66 counties |
| Neighbor: Beadle County, SD | limit $832,750; median home $175,100 |
| Neighbor: Brookings County, SD | limit $832,750; median home $264,600 |
| Neighbor: Clark County, SD | limit $832,750; median home $158,400 |
| Neighbor: Hamlin County, SD | limit $832,750; median home $208,600 |
| Neighbor: Lake County, SD | limit $832,750; median home $247,600 |
| Neighbor: Miner County, SD | limit $832,750; median home $142,600 |
| Neighbor: Sanborn County, SD | limit $832,750; median home $135,600 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kingsbury County's median home value is 34% below the state median of $257,400 (rank 32 of 66). Among its 7 neighboring counties, Brookings County has the highest median home value ($264,600) and Sanborn County the lowest ($135,600); all share the same loan limit. Owners pay a median $1,704 a year in property tax, an effective rate of about 1.01% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kingman County, KS
- 2026 conforming loan limit: Kings County, CA
- 2026 conforming loan limit: Kings County, NY
- 2026 conforming loan limit: Kinney County, TX
- 2026 conforming loan limit: Kiowa County, CO
- 2026 conforming loan limit: Kiowa County, KS
- 2026 conforming loan limit: Kiowa County, OK
- 2026 conforming loan limit: Kit Carson County, CO
Last updated 2026-10-16. Data only, not financial or tax advice.