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2026 conforming loan limit: Kiowa County, OK

Quick answer

Kiowa County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 8.7 times the county's median home value of $96,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $44,962 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$96,100
Oklahoma median home value$199,800
Limit ÷ median home value8.67×
Median household income$44,962
Median home value ÷ income2.1×
Population8,383
Median property tax paid (owners)$560
Effective property tax rate (approx.)0.58%
Owner-occupied homes69.7%
Home value rank in Oklahoma74 of 77 counties
Neighbor: Beckham County, OKlimit $832,750; median home $143,500
Neighbor: Caddo County, OKlimit $832,750; median home $115,700
Neighbor: Comanche County, OKlimit $832,750; median home $163,800
Neighbor: Greer County, OKlimit $832,750; median home $109,100
Neighbor: Jackson County, OKlimit $832,750; median home $158,400
Neighbor: Tillman County, OKlimit $832,750; median home $79,800
Neighbor: Washita County, OKlimit $832,750; median home $118,400

Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kiowa County's median home value is 52% below the state median of $199,800 (rank 74 of 77). Among its 7 neighboring counties, Comanche County has the highest median home value ($163,800) and Tillman County the lowest ($79,800); all share the same loan limit. Owners pay a median $560 a year in property tax, an effective rate of about 0.58% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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