Kit Carson County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $239,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,259 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $239,500 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 3.48× |
| Median household income | $70,259 |
| Median home value ÷ income | 3.4× |
| Population | 7,023 |
| Median property tax paid (owners) | $1,185 |
| Effective property tax rate (approx.) | 0.49% |
| Owner-occupied homes | 72.6% |
| Home value rank in Colorado | 48 of 64 counties |
| Neighbor: Cheyenne County, CO | limit $832,750; median home $187,500 |
| Neighbor: Lincoln County, CO | limit $832,750; median home $246,500 |
| Neighbor: Washington County, CO | limit $832,750; median home $226,200 |
| Neighbor: Yuma County, CO | limit $832,750; median home $211,700 |
| Neighbor: Cheyenne County, KS | limit $832,750; median home $125,900 |
| Neighbor: Sherman County, KS | limit $832,750; median home $136,700 |
| Neighbor: Wallace County, KS | limit $832,750; median home $105,000 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Kit Carson County's median home value is 56% below the state median of $539,400 (rank 48 of 64). Among its 7 neighboring counties, Lincoln County has the highest median home value ($246,500) and Wallace County the lowest ($105,000); all share the same loan limit. Owners pay a median $1,185 a year in property tax, an effective rate of about 0.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kiowa County, CO
- 2026 conforming loan limit: Kiowa County, KS
- 2026 conforming loan limit: Kiowa County, OK
- 2026 conforming loan limit: Kitsap County, WA
- 2026 conforming loan limit: Kittitas County, WA
- 2026 conforming loan limit: Kittson County, MN
- 2026 conforming loan limit: Klamath County, OR
- 2026 conforming loan limit: Kleberg County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.