Kings County, New York has a 2026 one-unit conforming loan limit of $1,209,750, which is 1.3 times the county's median home value of $905,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,263 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,209,750 |
| 2-unit limit | $1,548,975 |
| 3-unit limit | $1,872,225 |
| 4-unit limit | $2,326,875 |
| Median home value (ACS 2020–24) | $905,000 |
| New York median home value | $423,800 |
| Limit ÷ median home value | 1.34× |
| Median household income | $80,263 |
| Median home value ÷ income | 11.3× |
| Population | 2,631,580 |
| Median property tax paid (owners) | $6,382 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 29.5% |
| Home value rank in New York | 2 of 62 counties |
| Neighbor: Hudson County, NJ | limit $1,209,750; median home $539,700 |
| Neighbor: New York County, NY | limit $1,209,750; median home $1,090,500 |
| Neighbor: Queens County, NY | limit $1,209,750; median home $723,800 |
| Neighbor: Richmond County, NY | limit $1,209,750; median home $675,500 |
Across New York's 62 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 10 high-cost counties. Kings County's median home value is 114% above the state median of $423,800 (rank 2 of 62). Among its 4 neighboring counties, New York County has the highest median home value ($1,090,500) and Hudson County the lowest ($539,700); all share the same loan limit. Owners pay a median $6,382 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.