Kent County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $289,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $82,631 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $289,900 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 2.87× |
| Median household income | $82,631 |
| Median home value ÷ income | 3.5× |
| Population | 663,150 |
| Median property tax paid (owners) | $3,217 |
| Effective property tax rate (approx.) | 1.11% |
| Owner-occupied homes | 70.3% |
| Home value rank in Michigan | 8 of 83 counties |
| Neighbor: Allegan County, MI | limit $832,750; median home $267,100 |
| Neighbor: Barry County, MI | limit $832,750; median home $264,100 |
| Neighbor: Ionia County, MI | limit $832,750; median home $198,500 |
| Neighbor: Montcalm County, MI | limit $832,750; median home $185,500 |
| Neighbor: Muskegon County, MI | limit $832,750; median home $198,300 |
| Neighbor: Newaygo County, MI | limit $832,750; median home $186,700 |
| Neighbor: Ottawa County, MI | limit $832,750; median home $323,400 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kent County's median home value is 25% above the state median of $231,600 (rank 8 of 83). Among its 7 neighboring counties, Ottawa County has the highest median home value ($323,400) and Montcalm County the lowest ($185,500); all share the same loan limit. Owners pay a median $3,217 a year in property tax, an effective rate of about 1.11% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kenosha County, WI
- 2026 conforming loan limit: Kent County, DE
- 2026 conforming loan limit: Kent County, MD
- 2026 conforming loan limit: Kent County, RI
- 2026 conforming loan limit: Kent County, TX
- 2026 conforming loan limit: Kenton County, KY
- 2026 conforming loan limits in Kentucky by county
- 2026 conforming loan limit: Keokuk County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.