Kent County, Delaware has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $316,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,477 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $316,600 |
| Delaware median home value | $352,000 |
| Limit ÷ median home value | 2.63× |
| Median household income | $74,477 |
| Median home value ÷ income | 4.3× |
| Population | 187,604 |
| Median property tax paid (owners) | $1,363 |
| Effective property tax rate (approx.) | 0.43% |
| Owner-occupied homes | 72.5% |
| Home value rank in Delaware | 3 of 3 counties |
| Neighbor: New Castle County, DE | limit $832,750; median home $352,200 |
| Neighbor: Sussex County, DE | limit $832,750; median home $382,600 |
| Neighbor: Caroline County, MD | limit $832,750; median home $290,100 |
| Neighbor: Kent County, MD | limit $832,750; median home $330,900 |
| Neighbor: Queen Anne'S County, MD | limit $832,750; median home $462,700 |
| Neighbor: Cape May County, NJ | limit $832,750; median home $434,600 |
| Neighbor: Cumberland County, NJ | limit $832,750; median home $221,400 |
| Neighbor: Salem County, NJ | limit $832,750; median home $239,500 |
Across Delaware's 3 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kent County's median home value is 10% below the state median of $352,000 (rank 3 of 3). Among its 8 neighboring counties, Queen Anne'S County has the highest median home value ($462,700) and Cumberland County the lowest ($221,400); all share the same loan limit. Owners pay a median $1,363 a year in property tax, an effective rate of about 0.43% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kenedy County, TX
- 2026 conforming loan limit: Kennebec County, ME
- 2026 conforming loan limit: Kenosha County, WI
- 2026 conforming loan limit: Kent County, MD
- 2026 conforming loan limit: Kent County, MI
- 2026 conforming loan limit: Kent County, RI
- 2026 conforming loan limit: Kent County, TX
- 2026 conforming loan limit: Kenton County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.