Kenton County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $244,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,548 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $244,400 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 3.41× |
| Median household income | $80,548 |
| Median home value ÷ income | 3.0× |
| Population | 171,288 |
| Median property tax paid (owners) | $2,395 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 70.7% |
| Home value rank in Kentucky | 13 of 120 counties |
| Neighbor: Boone County, KY | limit $832,750; median home $277,300 |
| Neighbor: Campbell County, KY | limit $832,750; median home $252,000 |
| Neighbor: Grant County, KY | limit $832,750; median home $209,500 |
| Neighbor: Pendleton County, KY | limit $832,750; median home $159,800 |
| Neighbor: Hamilton County, OH | limit $832,750; median home $241,900 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kenton County's median home value is 19% above the state median of $205,600 (rank 13 of 120). Among its 5 neighboring counties, Boone County has the highest median home value ($277,300) and Pendleton County the lowest ($159,800); all share the same loan limit. Owners pay a median $2,395 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kent County, MI
- 2026 conforming loan limit: Kent County, RI
- 2026 conforming loan limit: Kent County, TX
- 2026 conforming loan limits in Kentucky by county
- 2026 conforming loan limit: Keokuk County, IA
- 2026 conforming loan limit: Kern County, CA
- 2026 conforming loan limit: Kerr County, TX
- 2026 conforming loan limit: Kershaw County, SC
Last updated 2026-10-16. Data only, not financial or tax advice.