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2026 conforming loan limit: Keokuk County, IA

Quick answer

Keokuk County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $118,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,329 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$118,700
Iowa median home value$208,000
Limit ÷ median home value7.02×
Median household income$62,329
Median home value ÷ income1.9×
Population9,924
Median property tax paid (owners)$1,494
Effective property tax rate (approx.)1.26%
Owner-occupied homes81.3%
Home value rank in Iowa92 of 99 counties
Neighbor: Iowa County, IAlimit $832,750; median home $193,900
Neighbor: Jefferson County, IAlimit $832,750; median home $163,400
Neighbor: Mahaska County, IAlimit $832,750; median home $157,800
Neighbor: Poweshiek County, IAlimit $832,750; median home $209,300
Neighbor: Wapello County, IAlimit $832,750; median home $125,100
Neighbor: Washington County, IAlimit $832,750; median home $203,900

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Keokuk County's median home value is 43% below the state median of $208,000 (rank 92 of 99). Among its 6 neighboring counties, Poweshiek County has the highest median home value ($209,300) and Wapello County the lowest ($125,100); all share the same loan limit. Owners pay a median $1,494 a year in property tax, an effective rate of about 1.26% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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