🇺🇸 US

2026 conforming loan limit: Ketchikan Gateway Borough, AK

Quick answer

Ketchikan Gateway Borough, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 3.2 times the county's median home value of $393,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $92,885 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,249,125
2-unit limit$1,599,375
3-unit limit$1,933,200
4-unit limit$2,402,625
Median home value (ACS 2020–24)$393,300
Alaska median home value$352,900
Limit ÷ median home value3.18×
Median household income$92,885
Median home value ÷ income4.2×
Population13,768
Median property tax paid (owners)$2,619
Effective property tax rate (approx.)0.67%
Owner-occupied homes68.6%
Home value rank in Alaska7 of 30 counties
Neighbor: Prince Of Wales-Hyder Census Area, AKlimit $1,249,125; median home $225,300
Neighbor: Wrangell City And Borough, AKlimit $1,249,125; median home $296,400

Across Alaska's 30 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. Ketchikan Gateway Borough's median home value is 11% above the state median of $352,900 (rank 7 of 30). Among its 2 neighboring counties, Wrangell City And Borough has the highest median home value ($296,400) and Prince Of Wales-Hyder Census Area the lowest ($225,300); all share the same loan limit. Owners pay a median $2,619 a year in property tax, an effective rate of about 0.67% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this