Kent County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $122,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,889 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $122,200 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 6.81× |
| Median household income | $72,889 |
| Median home value ÷ income | 1.7× |
| Population | 734 |
| Median property tax paid (owners) | $835 |
| Effective property tax rate (approx.) | 0.68% |
| Owner-occupied homes | 79.2% |
| Home value rank in Texas | 180 of 250 counties |
| Neighbor: Crosby County, TX | limit $832,750; median home $80,900 |
| Neighbor: Dickens County, TX | limit $832,750; median home $65,300 |
| Neighbor: Fisher County, TX | limit $832,750; median home $78,600 |
| Neighbor: Garza County, TX | limit $832,750; median home $77,800 |
| Neighbor: King County, TX | limit $832,750; median home $52,100 |
| Neighbor: Scurry County, TX | limit $832,750; median home $113,800 |
| Neighbor: Stonewall County, TX | limit $832,750; median home $48,600 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kent County's median home value is 57% below the state median of $283,800 (rank 180 of 250). Among its 7 neighboring counties, Scurry County has the highest median home value ($113,800) and Stonewall County the lowest ($48,600); all share the same loan limit. Owners pay a median $835 a year in property tax, an effective rate of about 0.68% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kent County, MD
- 2026 conforming loan limit: Kent County, MI
- 2026 conforming loan limit: Kent County, RI
- 2026 conforming loan limit: Kenton County, KY
- 2026 conforming loan limits in Kentucky by county
- 2026 conforming loan limit: Keokuk County, IA
- 2026 conforming loan limit: Kern County, CA
- 2026 conforming loan limit: Kerr County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.