Kennebec County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $238,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,077 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $238,200 |
| Maine median home value | $296,600 |
| Limit ÷ median home value | 3.50× |
| Median household income | $69,077 |
| Median home value ÷ income | 3.4× |
| Population | 126,808 |
| Median property tax paid (owners) | $2,605 |
| Effective property tax rate (approx.) | 1.09% |
| Owner-occupied homes | 73.7% |
| Home value rank in Maine | 9 of 16 counties |
| Neighbor: Androscoggin County, ME | limit $832,750; median home $252,800 |
| Neighbor: Franklin County, ME | limit $832,750; median home $194,700 |
| Neighbor: Lincoln County, ME | limit $832,750; median home $332,700 |
| Neighbor: Sagadahoc County, ME | limit $832,750; median home $333,300 |
| Neighbor: Somerset County, ME | limit $832,750; median home $166,900 |
| Neighbor: Waldo County, ME | limit $832,750; median home $257,700 |
Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kennebec County's median home value is 20% below the state median of $296,600 (rank 9 of 16). Among its 6 neighboring counties, Sagadahoc County has the highest median home value ($333,300) and Somerset County the lowest ($166,900); all share the same loan limit. Owners pay a median $2,605 a year in property tax, an effective rate of about 1.09% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kendall County, IL
- 2026 conforming loan limit: Kendall County, TX
- 2026 conforming loan limit: Kenedy County, TX
- 2026 conforming loan limit: Kenosha County, WI
- 2026 conforming loan limit: Kent County, DE
- 2026 conforming loan limit: Kent County, MD
- 2026 conforming loan limit: Kent County, MI
- 2026 conforming loan limit: Kent County, RI
Last updated 2026-10-16. Data only, not financial or tax advice.