Kendall County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $322,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $111,601 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $322,400 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 2.58× |
| Median household income | $111,601 |
| Median home value ÷ income | 2.9× |
| Population | 137,675 |
| Median property tax paid (owners) | $7,651 |
| Effective property tax rate (approx.) | 2.37% |
| Owner-occupied homes | 84.0% |
| Home value rank in Illinois | 5 of 102 counties |
| Neighbor: Dekalb County, IL | limit $832,750; median home $243,600 |
| Neighbor: Dupage County, IL | limit $832,750; median home $391,400 |
| Neighbor: Grundy County, IL | limit $832,750; median home $271,700 |
| Neighbor: Kane County, IL | limit $832,750; median home $327,000 |
| Neighbor: Lasalle County, IL | limit $832,750; median home $161,900 |
| Neighbor: Will County, IL | limit $832,750; median home $319,600 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kendall County's median home value is 22% above the state median of $263,300 (rank 5 of 102). Among its 6 neighboring counties, Dupage County has the highest median home value ($391,400) and Lasalle County the lowest ($161,900); all share the same loan limit. Owners pay a median $7,651 a year in property tax, an effective rate of about 2.37% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Keith County, NE
- 2026 conforming loan limit: Kemper County, MS
- 2026 conforming loan limit: Kenai Peninsula Borough, AK
- 2026 conforming loan limit: Kendall County, TX
- 2026 conforming loan limit: Kenedy County, TX
- 2026 conforming loan limit: Kennebec County, ME
- 2026 conforming loan limit: Kenosha County, WI
- 2026 conforming loan limit: Kent County, DE
Last updated 2026-10-16. Data only, not financial or tax advice.