Kemper County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 8.4 times the county's median home value of $99,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $46,431 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $99,600 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 8.36× |
| Median household income | $46,431 |
| Median home value ÷ income | 2.1× |
| Population | 8,729 |
| Median property tax paid (owners) | $563 |
| Effective property tax rate (approx.) | 0.57% |
| Owner-occupied homes | 79.0% |
| Home value rank in Mississippi | 68 of 82 counties |
| Neighbor: Sumter County, AL | limit $832,750; median home $82,600 |
| Neighbor: Lauderdale County, MS | limit $832,750; median home $133,300 |
| Neighbor: Neshoba County, MS | limit $832,750; median home $100,000 |
| Neighbor: Newton County, MS | limit $832,750; median home $106,300 |
| Neighbor: Noxubee County, MS | limit $832,750; median home $90,800 |
| Neighbor: Winston County, MS | limit $832,750; median home $124,600 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kemper County's median home value is 41% below the state median of $169,800 (rank 68 of 82). Among its 6 neighboring counties, Lauderdale County has the highest median home value ($133,300) and Sumter County the lowest ($82,600); all share the same loan limit. Owners pay a median $563 a year in property tax, an effective rate of about 0.57% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Kendall County, IL
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- 2026 conforming loan limit: Kenedy County, TX
- 2026 conforming loan limit: Kennebec County, ME
Last updated 2026-10-16. Data only, not financial or tax advice.