Kearney County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $223,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,631 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $223,400 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 3.73× |
| Median household income | $78,631 |
| Median home value ÷ income | 2.8× |
| Population | 6,713 |
| Median property tax paid (owners) | $2,740 |
| Effective property tax rate (approx.) | 1.23% |
| Owner-occupied homes | 77.5% |
| Home value rank in Nebraska | 13 of 93 counties |
| Neighbor: Adams County, NE | limit $832,750; median home $193,100 |
| Neighbor: Buffalo County, NE | limit $832,750; median home $246,400 |
| Neighbor: Franklin County, NE | limit $832,750; median home $95,600 |
| Neighbor: Harlan County, NE | limit $832,750; median home $145,800 |
| Neighbor: Phelps County, NE | limit $832,750; median home $194,900 |
| Neighbor: Webster County, NE | limit $832,750; median home $117,600 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kearney County's median home value is 6% below the state median of $238,600 (rank 13 of 93). Among its 6 neighboring counties, Buffalo County has the highest median home value ($246,400) and Franklin County the lowest ($95,600); all share the same loan limit. Owners pay a median $2,740 a year in property tax, an effective rate of about 1.23% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.