Kearny County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $200,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,135 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $200,900 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 4.15× |
| Median household income | $89,135 |
| Median home value ÷ income | 2.3× |
| Population | 3,864 |
| Median property tax paid (owners) | $2,108 |
| Effective property tax rate (approx.) | 1.05% |
| Owner-occupied homes | 71.7% |
| Home value rank in Kansas | 16 of 105 counties |
| Neighbor: Finney County, KS | limit $832,750; median home $201,400 |
| Neighbor: Grant County, KS | limit $832,750; median home $110,300 |
| Neighbor: Hamilton County, KS | limit $832,750; median home $115,800 |
| Neighbor: Haskell County, KS | limit $832,750; median home $165,100 |
| Neighbor: Scott County, KS | limit $832,750; median home $160,000 |
| Neighbor: Stanton County, KS | limit $832,750; median home $67,800 |
| Neighbor: Wichita County, KS | limit $832,750; median home $99,300 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kearny County's median home value is 8% below the state median of $217,200 (rank 16 of 105). Among its 7 neighboring counties, Finney County has the highest median home value ($201,400) and Stanton County the lowest ($67,800); all share the same loan limit. Owners pay a median $2,108 a year in property tax, an effective rate of about 1.05% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kaufman County, TX
- 2026 conforming loan limit: Kay County, OK
- 2026 conforming loan limit: Kearney County, NE
- 2026 conforming loan limit: Keith County, NE
- 2026 conforming loan limit: Kemper County, MS
- 2026 conforming loan limit: Kenai Peninsula Borough, AK
- 2026 conforming loan limit: Kendall County, IL
- 2026 conforming loan limit: Kendall County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.