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2026 conforming loan limit: Dixie County, FL

Quick answer

Dixie County, Florida has a 2026 one-unit conforming loan limit of $832,750, which is 6.3 times the county's median home value of $132,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,110 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$132,000
Florida median home value$359,000
Limit ÷ median home value6.31×
Median household income$50,110
Median home value ÷ income2.6×
Population17,058
Median property tax paid (owners)$813
Effective property tax rate (approx.)0.62%
Owner-occupied homes84.7%
Home value rank in Florida61 of 67 counties
Neighbor: Gilchrist County, FLlimit $832,750; median home $199,900
Neighbor: Lafayette County, FLlimit $832,750; median home $157,200
Neighbor: Levy County, FLlimit $832,750; median home $190,600
Neighbor: Taylor County, FLlimit $832,750; median home $114,600

Across Florida's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $990,150, with 1 high-cost county. Dixie County's median home value is 63% below the state median of $359,000 (rank 61 of 67). Among its 4 neighboring counties, Gilchrist County has the highest median home value ($199,900) and Taylor County the lowest ($114,600); all share the same loan limit. Owners pay a median $813 a year in property tax, an effective rate of about 0.62% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.

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