Delaware County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $175,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,676 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $175,300 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 4.75× |
| Median household income | $56,676 |
| Median home value ÷ income | 3.1× |
| Population | 41,279 |
| Median property tax paid (owners) | $1,051 |
| Effective property tax rate (approx.) | 0.60% |
| Owner-occupied homes | 77.1% |
| Home value rank in Oklahoma | 17 of 77 counties |
| Neighbor: Benton County, AR | limit $832,750; median home $323,500 |
| Neighbor: Mcdonald County, MO | limit $832,750; median home $154,700 |
| Neighbor: Adair County, OK | limit $832,750; median home $117,800 |
| Neighbor: Cherokee County, OK | limit $832,750; median home $168,500 |
| Neighbor: Craig County, OK | limit $832,750; median home $150,500 |
| Neighbor: Mayes County, OK | limit $832,750; median home $188,200 |
| Neighbor: Ottawa County, OK | limit $832,750; median home $123,300 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Delaware County's median home value is 12% below the state median of $199,800 (rank 17 of 77). Among its 7 neighboring counties, Benton County has the highest median home value ($323,500) and Adair County the lowest ($117,800); all share the same loan limit. Owners pay a median $1,051 a year in property tax, an effective rate of about 0.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Delaware County, IN
- 2026 conforming loan limit: Delaware County, NY
- 2026 conforming loan limit: Delaware County, OH
- 2026 conforming loan limit: Delaware County, PA
- 2026 conforming loan limit: Delta County, CO
- 2026 conforming loan limit: Delta County, MI
- 2026 conforming loan limit: Delta County, TX
- 2026 conforming loan limit: Denali Borough, AK
Last updated 2026-10-16. Data only, not financial or tax advice.