Delaware County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 1.9 times the county's median home value of $445,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $133,540 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $445,500 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 1.87× |
| Median household income | $133,540 |
| Median home value ÷ income | 3.3× |
| Population | 226,834 |
| Median property tax paid (owners) | $7,132 |
| Effective property tax rate (approx.) | 1.60% |
| Owner-occupied homes | 78.5% |
| Home value rank in Ohio | 1 of 88 counties |
| Neighbor: Franklin County, OH | limit $832,750; median home $288,400 |
| Neighbor: Knox County, OH | limit $832,750; median home $239,400 |
| Neighbor: Licking County, OH | limit $832,750; median home $275,200 |
| Neighbor: Marion County, OH | limit $832,750; median home $156,800 |
| Neighbor: Morrow County, OH | limit $832,750; median home $222,300 |
| Neighbor: Union County, OH | limit $832,750; median home $344,900 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Delaware County's median home value is 107% above the state median of $214,800 (rank 1 of 88). Among its 6 neighboring counties, Union County has the highest median home value ($344,900) and Marion County the lowest ($156,800); all share the same loan limit. Owners pay a median $7,132 a year in property tax, an effective rate of about 1.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Delaware County, IA
- 2026 conforming loan limit: Delaware County, IN
- 2026 conforming loan limit: Delaware County, NY
- 2026 conforming loan limit: Delaware County, OK
- 2026 conforming loan limit: Delaware County, PA
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- 2026 conforming loan limit: Delta County, MI
- 2026 conforming loan limit: Delta County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.