Craven County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $231,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,873 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $231,600 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 3.60× |
| Median household income | $65,873 |
| Median home value ÷ income | 3.5× |
| Population | 102,612 |
| Median property tax paid (owners) | $1,450 |
| Effective property tax rate (approx.) | 0.63% |
| Owner-occupied homes | 68.4% |
| Home value rank in North Carolina | 49 of 100 counties |
| Neighbor: Beaufort County, NC | limit $832,750; median home $192,700 |
| Neighbor: Carteret County, NC | limit $832,750; median home $333,300 |
| Neighbor: Jones County, NC | limit $832,750; median home $130,300 |
| Neighbor: Lenoir County, NC | limit $832,750; median home $120,500 |
| Neighbor: Pamlico County, NC | limit $832,750; median home $216,800 |
| Neighbor: Pitt County, NC | limit $832,750; median home $208,900 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Craven County's median home value is 20% below the state median of $288,900 (rank 49 of 100). Among its 6 neighboring counties, Carteret County has the highest median home value ($333,300) and Lenoir County the lowest ($120,500); all share the same loan limit. Owners pay a median $1,450 a year in property tax, an effective rate of about 0.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Davie County, NC
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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