Carbon County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $211,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,554 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $211,400 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 3.94× |
| Median household income | $67,554 |
| Median home value ÷ income | 3.1× |
| Population | 65,382 |
| Median property tax paid (owners) | $3,088 |
| Effective property tax rate (approx.) | 1.46% |
| Owner-occupied homes | 76.4% |
| Home value rank in Pennsylvania | 30 of 67 counties |
| Neighbor: Lehigh County, PA | limit $832,750; median home $300,400 |
| Neighbor: Luzerne County, PA | limit $832,750; median home $174,100 |
| Neighbor: Monroe County, PA | limit $832,750; median home $267,600 |
| Neighbor: Northampton County, PA | limit $832,750; median home $308,600 |
| Neighbor: Schuylkill County, PA | limit $832,750; median home $153,000 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Carbon County's median home value is 17% below the state median of $254,500 (rank 30 of 67). Among its 5 neighboring counties, Northampton County has the highest median home value ($308,600) and Schuylkill County the lowest ($153,000); all share the same loan limit. Owners pay a median $3,088 a year in property tax, an effective rate of about 1.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cape May County, NJ
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- 2026 conforming loan limit: Carlisle County, KY
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Last updated 2026-10-16. Data only, not financial or tax advice.