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2026 conforming loan limit: Carbon County, WY

Quick answer

Carbon County, Wyoming has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $222,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,511 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$222,700
Wyoming median home value$309,700
Limit ÷ median home value3.74×
Median household income$70,511
Median home value ÷ income3.2×
Population14,463
Median property tax paid (owners)$1,279
Effective property tax rate (approx.)0.57%
Owner-occupied homes76.3%
Home value rank in Wyoming19 of 23 counties
Neighbor: Jackson County, COlimit $832,750; median home $239,600
Neighbor: Moffat County, COlimit $1,089,050; median home $289,500
Neighbor: Routt County, COlimit $1,089,050; median home $854,700
Neighbor: Albany County, WYlimit $832,750; median home $333,000
Neighbor: Converse County, WYlimit $832,750; median home $292,700
Neighbor: Fremont County, WYlimit $832,750; median home $268,800
Neighbor: Natrona County, WYlimit $832,750; median home $273,000
Neighbor: Sweetwater County, WYlimit $832,750; median home $251,400

Across Wyoming's 23 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Carbon County's median home value is 28% below the state median of $309,700 (rank 19 of 23). Among its 8 neighboring counties, Routt County has the highest median home value ($854,700) and Jackson County the lowest ($239,600); 2 neighbor(s) have a different loan limit. Owners pay a median $1,279 a year in property tax, an effective rate of about 0.57% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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