Carbon County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $420,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,261 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $420,800 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 1.98× |
| Median household income | $80,261 |
| Median home value ÷ income | 5.2× |
| Population | 11,116 |
| Median property tax paid (owners) | $2,281 |
| Effective property tax rate (approx.) | 0.54% |
| Owner-occupied homes | 78.0% |
| Home value rank in Montana | 10 of 56 counties |
| Neighbor: Big Horn County, MT | limit $832,750; median home $143,400 |
| Neighbor: Park County, MT | limit $832,750; median home $467,500 |
| Neighbor: Stillwater County, MT | limit $832,750; median home $405,800 |
| Neighbor: Yellowstone County, MT | limit $832,750; median home $349,500 |
| Neighbor: Big Horn County, WY | limit $832,750; median home $216,500 |
| Neighbor: Park County, WY | limit $832,750; median home $400,500 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Carbon County's median home value is 12% above the state median of $375,800 (rank 10 of 56). Among its 6 neighboring counties, Park County has the highest median home value ($467,500) and Big Horn County the lowest ($143,400); all share the same loan limit. Owners pay a median $2,281 a year in property tax, an effective rate of about 0.54% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cape Girardeau County, MO
- 2026 conforming loan limit: Cape May County, NJ
- 2026 conforming loan limit: Capitol Planning Region, CT
- 2026 conforming loan limit: Carbon County, PA
- 2026 conforming loan limit: Carbon County, UT
- 2026 conforming loan limit: Carbon County, WY
- 2026 conforming loan limit: Caribou County, ID
- 2026 conforming loan limit: Carlisle County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.