Capitol Planning Region, Connecticut has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $323,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $93,394 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $323,700 |
| Connecticut median home value | $366,900 |
| Limit ÷ median home value | 2.57× |
| Median household income | $93,394 |
| Median home value ÷ income | 3.5× |
| Population | 977,290 |
| Median property tax paid (owners) | $6,454 |
| Effective property tax rate (approx.) | 1.99% |
| Owner-occupied homes | 65.7% |
| Home value rank in Connecticut | 6 of 9 counties |
| Neighbor: Lower Connecticut River Valley Planning Region, CT | limit $832,750; median home $379,700 |
| Neighbor: Naugatuck Valley Planning Region, CT | limit $851,000; median home $317,700 |
| Neighbor: Northeastern Connecticut Planning Region, CT | limit $832,750; median home $307,600 |
| Neighbor: Northwest Hills Planning Region, CT | limit $832,750; median home $335,600 |
| Neighbor: South Central Connecticut Planning Region, CT | limit $832,750; median home $353,100 |
| Neighbor: Southeastern Connecticut Planning Region, CT | limit $832,750; median home $323,400 |
| Neighbor: Hampden County, MA | limit $832,750; median home $298,800 |
Across Connecticut's 9 counties, FHFA's 2026 one-unit limits range from $832,750 to $977,500, with 3 high-cost counties. Capitol Planning Region's median home value is 12% below the state median of $366,900 (rank 6 of 9). Among its 7 neighboring counties, Lower Connecticut River Valley Planning Region has the highest median home value ($379,700) and Hampden County the lowest ($298,800); 1 neighbor(s) have a different loan limit. Owners pay a median $6,454 a year in property tax, an effective rate of about 1.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.