Caribou County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $241,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,782 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $241,500 |
| Idaho median home value | $418,600 |
| Limit ÷ median home value | 3.45× |
| Median household income | $68,782 |
| Median home value ÷ income | 3.5× |
| Population | 7,162 |
| Median property tax paid (owners) | $1,341 |
| Effective property tax rate (approx.) | 0.56% |
| Owner-occupied homes | 81.6% |
| Home value rank in Idaho | 40 of 44 counties |
| Neighbor: Bannock County, ID | limit $832,750; median home $300,700 |
| Neighbor: Bear Lake County, ID | limit $832,750; median home $275,000 |
| Neighbor: Bingham County, ID | limit $832,750; median home $293,300 |
| Neighbor: Bonneville County, ID | limit $832,750; median home $368,800 |
| Neighbor: Franklin County, ID | limit $832,750; median home $372,600 |
| Neighbor: Lincoln County, WY | limit $832,750; median home $372,600 |
Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Caribou County's median home value is 42% below the state median of $418,600 (rank 40 of 44). Among its 6 neighboring counties, Franklin County has the highest median home value ($372,600) and Bear Lake County the lowest ($275,000); all share the same loan limit. Owners pay a median $1,341 a year in property tax, an effective rate of about 0.56% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Carbon County, UT
- 2026 conforming loan limit: Carbon County, WY
- 2026 conforming loan limit: Carlisle County, KY
- 2026 conforming loan limit: Carlton County, MN
- 2026 conforming loan limit: Carolina Municipio, PR
- 2026 conforming loan limit: Caroline County, MD
- 2026 conforming loan limit: Caroline County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.