Black Hawk County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $188,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,417 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $188,900 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 4.41× |
| Median household income | $66,417 |
| Median home value ÷ income | 2.8× |
| Population | 131,049 |
| Median property tax paid (owners) | $2,842 |
| Effective property tax rate (approx.) | 1.50% |
| Owner-occupied homes | 66.2% |
| Home value rank in Iowa | 26 of 99 counties |
| Neighbor: Benton County, IA | limit $832,750; median home $208,200 |
| Neighbor: Bremer County, IA | limit $832,750; median home $219,600 |
| Neighbor: Buchanan County, IA | limit $832,750; median home $176,000 |
| Neighbor: Butler County, IA | limit $832,750; median home $165,400 |
| Neighbor: Fayette County, IA | limit $832,750; median home $136,800 |
| Neighbor: Grundy County, IA | limit $832,750; median home $198,800 |
| Neighbor: Tama County, IA | limit $832,750; median home $148,600 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Black Hawk County's median home value is 9% below the state median of $208,000 (rank 26 of 99). Among its 7 neighboring counties, Bremer County has the highest median home value ($219,600) and Fayette County the lowest ($136,800); all share the same loan limit. Owners pay a median $2,842 a year in property tax, an effective rate of about 1.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Big Stone County, MN
- 2026 conforming loan limit: Billings County, ND
- 2026 conforming loan limit: Bingham County, ID
- 2026 conforming loan limit: Blackford County, IN
- 2026 conforming loan limit: Bladen County, NC
- 2026 conforming loan limit: Blaine County, ID
- 2026 conforming loan limit: Blaine County, MT
- 2026 conforming loan limit: Blaine County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.