Bingham County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $293,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,878 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $293,300 |
| Idaho median home value | $418,600 |
| Limit ÷ median home value | 2.84× |
| Median household income | $77,878 |
| Median home value ÷ income | 3.8× |
| Population | 49,664 |
| Median property tax paid (owners) | $1,477 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 80.5% |
| Home value rank in Idaho | 29 of 44 counties |
| Neighbor: Bannock County, ID | limit $832,750; median home $300,700 |
| Neighbor: Blaine County, ID | limit $832,750; median home $735,300 |
| Neighbor: Bonneville County, ID | limit $832,750; median home $368,800 |
| Neighbor: Butte County, ID | limit $832,750; median home $217,600 |
| Neighbor: Caribou County, ID | limit $832,750; median home $241,500 |
| Neighbor: Jefferson County, ID | limit $832,750; median home $408,400 |
| Neighbor: Power County, ID | limit $832,750; median home $212,900 |
Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Bingham County's median home value is 30% below the state median of $418,600 (rank 29 of 44). Among its 7 neighboring counties, Blaine County has the highest median home value ($735,300) and Power County the lowest ($212,900); all share the same loan limit. Owners pay a median $1,477 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Big Horn County, WY
- 2026 conforming loan limit: Big Stone County, MN
- 2026 conforming loan limit: Billings County, ND
- 2026 conforming loan limit: Black Hawk County, IA
- 2026 conforming loan limit: Blackford County, IN
- 2026 conforming loan limit: Bladen County, NC
- 2026 conforming loan limit: Blaine County, ID
- 2026 conforming loan limit: Blaine County, MT
Last updated 2026-10-16. Data only, not financial or tax advice.