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2026 conforming loan limit: Blaine County, MT

Quick answer

Blaine County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $155,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,813 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$155,500
Montana median home value$375,800
Limit ÷ median home value5.36×
Median household income$64,813
Median home value ÷ income2.4×
Population6,949
Median property tax paid (owners)$2,080
Effective property tax rate (approx.)1.34%
Owner-occupied homes65.7%
Home value rank in Montana52 of 56 counties
Neighbor: Chouteau County, MTlimit $832,750; median home $207,800
Neighbor: Fergus County, MTlimit $832,750; median home $236,100
Neighbor: Hill County, MTlimit $832,750; median home $202,600
Neighbor: Phillips County, MTlimit $832,750; median home $197,600

Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Blaine County's median home value is 59% below the state median of $375,800 (rank 52 of 56). Among its 4 neighboring counties, Fergus County has the highest median home value ($236,100) and Phillips County the lowest ($197,600); all share the same loan limit. Owners pay a median $2,080 a year in property tax, an effective rate of about 1.34% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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