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2026 conforming loan limit: Blaine County, ID

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Blaine County, Idaho has a 2026 one-unit conforming loan limit of $832,750, which is 1.1 times the county's median home value of $735,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $92,566 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$735,300
Idaho median home value$418,600
Limit ÷ median home value1.13×
Median household income$92,566
Median home value ÷ income7.9×
Population24,951
Median property tax paid (owners)$2,778
Effective property tax rate (approx.)0.38%
Owner-occupied homes73.5%
Home value rank in Idaho1 of 44 counties
Neighbor: Bingham County, IDlimit $832,750; median home $293,300
Neighbor: Butte County, IDlimit $832,750; median home $217,600
Neighbor: Camas County, IDlimit $832,750; median home $304,000
Neighbor: Cassia County, IDlimit $832,750; median home $284,600
Neighbor: Custer County, IDlimit $832,750; median home $381,700
Neighbor: Elmore County, IDlimit $832,750; median home $316,500
Neighbor: Lincoln County, IDlimit $832,750; median home $255,600
Neighbor: Minidoka County, IDlimit $832,750; median home $262,600

Across Idaho's 44 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Blaine County's median home value is 76% above the state median of $418,600 (rank 1 of 44). Among its 8 neighboring counties, Custer County has the highest median home value ($381,700) and Butte County the lowest ($217,600); all share the same loan limit. Owners pay a median $2,778 a year in property tax, an effective rate of about 0.38% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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