Billings County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $331,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $86,806 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $331,000 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 2.52× |
| Median household income | $86,806 |
| Median home value ÷ income | 3.8× |
| Population | 1,024 |
| Median property tax paid (owners) | $1,211 |
| Effective property tax rate (approx.) | 0.37% |
| Owner-occupied homes | 77.9% |
| Home value rank in North Dakota | 2 of 53 counties |
| Neighbor: Dunn County, ND | limit $832,750; median home $275,000 |
| Neighbor: Golden Valley County, ND | limit $832,750; median home $123,900 |
| Neighbor: Mckenzie County, ND | limit $832,750; median home $349,600 |
| Neighbor: Slope County, ND | limit $832,750; median home $170,000 |
| Neighbor: Stark County, ND | limit $832,750; median home $271,700 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Billings County's median home value is 32% above the state median of $249,900 (rank 2 of 53). Among its 5 neighboring counties, Mckenzie County has the highest median home value ($349,600) and Golden Valley County the lowest ($123,900); all share the same loan limit. Owners pay a median $1,211 a year in property tax, an effective rate of about 0.37% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Big Horn County, WY
- 2026 conforming loan limit: Big Stone County, MN
- 2026 conforming loan limit: Bingham County, ID
- 2026 conforming loan limit: Black Hawk County, IA
- 2026 conforming loan limit: Blackford County, IN
- 2026 conforming loan limit: Bladen County, NC
- 2026 conforming loan limit: Blaine County, ID
Last updated 2026-10-16. Data only, not financial or tax advice.