Adams County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $164,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,264 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $164,200 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 5.07× |
| Median household income | $50,264 |
| Median home value ÷ income | 3.3× |
| Population | 27,540 |
| Median property tax paid (owners) | $1,356 |
| Effective property tax rate (approx.) | 0.83% |
| Owner-occupied homes | 71.7% |
| Home value rank in Ohio | 58 of 88 counties |
| Neighbor: Lewis County, KY | limit $832,750; median home $96,000 |
| Neighbor: Mason County, KY | limit $832,750; median home $161,500 |
| Neighbor: Brown County, OH | limit $832,750; median home $196,200 |
| Neighbor: Highland County, OH | limit $832,750; median home $168,900 |
| Neighbor: Pike County, OH | limit $832,750; median home $163,800 |
| Neighbor: Scioto County, OH | limit $832,750; median home $137,900 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Adams County's median home value is 24% below the state median of $214,800 (rank 58 of 88). Among its 6 neighboring counties, Brown County has the highest median home value ($196,200) and Lewis County the lowest ($96,000); all share the same loan limit. Owners pay a median $1,356 a year in property tax, an effective rate of about 0.83% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Adams County, MS
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- 2026 conforming loan limit: Adams County, PA
- 2026 conforming loan limit: Adams County, WA
- 2026 conforming loan limit: Adams County, WI
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Last updated 2026-10-16. Data only, not financial or tax advice.