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2026 conforming loan limit: Adams County, WI

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Adams County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $200,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,442 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$200,800
Wisconsin median home value$266,500
Limit ÷ median home value4.15×
Median household income$59,442
Median home value ÷ income3.4×
Population21,123
Median property tax paid (owners)$2,407
Effective property tax rate (approx.)1.20%
Owner-occupied homes86.2%
Home value rank in Wisconsin51 of 72 counties
Neighbor: Columbia County, WIlimit $832,750; median home $283,200
Neighbor: Juneau County, WIlimit $832,750; median home $177,700
Neighbor: Marquette County, WIlimit $832,750; median home $210,400
Neighbor: Portage County, WIlimit $832,750; median home $243,100
Neighbor: Waushara County, WIlimit $832,750; median home $203,100
Neighbor: Wood County, WIlimit $832,750; median home $175,600

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Adams County's median home value is 25% below the state median of $266,500 (rank 51 of 72). Among its 6 neighboring counties, Columbia County has the highest median home value ($283,200) and Wood County the lowest ($175,600); all share the same loan limit. Owners pay a median $2,407 a year in property tax, an effective rate of about 1.20% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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