Addison County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 2.3 times the county's median home value of $361,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,639 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $361,200 |
| Vermont median home value | $316,600 |
| Limit ÷ median home value | 2.31× |
| Median household income | $89,639 |
| Median home value ÷ income | 4.0× |
| Population | 37,664 |
| Median property tax paid (owners) | $5,690 |
| Effective property tax rate (approx.) | 1.58% |
| Owner-occupied homes | 79.3% |
| Home value rank in Vermont | 3 of 14 counties |
| Neighbor: Essex County, NY | limit $832,750; median home $211,900 |
| Neighbor: Washington County, NY | limit $832,750; median home $196,200 |
| Neighbor: Chittenden County, VT | limit $832,750; median home $439,200 |
| Neighbor: Orange County, VT | limit $832,750; median home $271,300 |
| Neighbor: Rutland County, VT | limit $832,750; median home $229,400 |
| Neighbor: Washington County, VT | limit $832,750; median home $315,000 |
| Neighbor: Windsor County, VT | limit $832,750; median home $296,400 |
Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Addison County's median home value is 14% above the state median of $316,600 (rank 3 of 14). Among its 7 neighboring counties, Chittenden County has the highest median home value ($439,200) and Washington County the lowest ($196,200); all share the same loan limit. Owners pay a median $5,690 a year in property tax, an effective rate of about 1.58% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.