Adams County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 7.4 times the county's median home value of $113,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,500 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $113,200 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 7.36× |
| Median household income | $62,500 |
| Median home value ÷ income | 1.8× |
| Population | 2,145 |
| Median property tax paid (owners) | $1,130 |
| Effective property tax rate (approx.) | 1.00% |
| Owner-occupied homes | 71.8% |
| Home value rank in North Dakota | 46 of 53 counties |
| Neighbor: Bowman County, ND | limit $832,750; median home $164,900 |
| Neighbor: Grant County, ND | limit $832,750; median home $93,200 |
| Neighbor: Hettinger County, ND | limit $832,750; median home $117,300 |
| Neighbor: Sioux County, ND | limit $832,750; median home $85,400 |
| Neighbor: Slope County, ND | limit $832,750; median home $170,000 |
| Neighbor: Corson County, SD | limit $832,750; median home $69,800 |
| Neighbor: Harding County, SD | limit $832,750; median home $166,100 |
| Neighbor: Perkins County, SD | limit $832,750; median home $114,600 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Adams County's median home value is 55% below the state median of $249,900 (rank 46 of 53). Among its 8 neighboring counties, Slope County has the highest median home value ($170,000) and Corson County the lowest ($69,800); all share the same loan limit. Owners pay a median $1,130 a year in property tax, an effective rate of about 1.00% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Adams County, IL
- 2026 conforming loan limit: Adams County, IN
- 2026 conforming loan limit: Adams County, MS
- 2026 conforming loan limit: Adams County, NE
- 2026 conforming loan limit: Adams County, OH
- 2026 conforming loan limit: Adams County, PA
- 2026 conforming loan limit: Adams County, WA
- 2026 conforming loan limit: Adams County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.